5 Unusual Ways To Save Money

An Internet user seeks to find information about how to save money. What kind of advice are they given? The same old oft-repeated lines about avoiding Starbucks, eating out, going to the movies, etc. They already know that all of those things are expense and not good for a budget. The advice that they read about on blog after blog becomes repetitive and not all that useful. Today, right here, they can read about some of the more unusual ways to save money today that they may not have heard of before. Do Not Coupon! What?! Everyone says to snip Read More …



How to Pay Off Your Car Loan Early

A car loan can seem like a very long-term prospect. After all, most loans are made for periods that last up to five years. If you want to pay off your car more quickly, though, there are always steps you can take. These steps often involve spending more money than you’d have to when making minimum payments, but they’ll help you to own your car outright on a much faster schedule. Below are just a few of the ways you will be able to pay off your car loan early. Make Extra Payments Perhaps the easiest, and most direct, way Read More …



Best Budgeting Apps for 2017 Reviewed | Personal Finance Apps

Best Budgeting Apps for 2017 With so many intuitive, easy-to-use budgeting apps for our smartphones, managing the household budget is literally at our fingertips. However, some of the options out there are better than others. Here are our picks for the best budgeting apps of 2017. 1. You Need a Budget ($5 per month or $50 for a one-year subscription) This app helps users make a financial lifestyle shift by teaching the art of zero sum budgeting, supported by the maxim of “giving every dollar a job.” Their versatile software allows you to set a budget, track expenses, and analyze Read More …



What Are the Dave Ramsey Baby Steps?

Financial guru Dave Ramsey encourages those who want to get out of debt for good to start with these seven baby steps. This proven plan is designed to reduce the stress of debt, and it has done just that for millions of Americans. 1. Baby Step 1: $1,000 Cash in Savings This new savings account will be the “baby emergency fund.” This will be your family’s cushion in case of unexpected events like medical bills or car repairs. 2. Baby Step 2: Use the Snowball System to Pay Off Debt With this step, list all your debts from smallest balance Read More …